Whether you’re contemplating a short get-away, a family vacation or an extended trip around the world, some planning before you leave home will give you peace of mind.

Saving for your vacation
Consider directing a portion of your pay cheque towards one of the OPPA Credit Union’s high-interest savings accounts. It’s a simple and painless way to save for your trip.

Borrowing
If the cost of the vacation is more than you have on hand, consider a personal loan or line of credit. With payroll deduction, your loan payment will be deducted right from your pay and you won’t have to worry about being overdrawn or missing a payment. The line of credit may be helpful for paying for your trip upfront, or to cover travel emergencies while you’re away. And it’s less expensive than using your credit card.

Purchasing travel insurance
If you get sick or injured, government health insurance plans may only pay a small fraction of your medical expenses. Purchasing travel insurance before you leave home can cover you for some of the additional expenses you may incur.

Accessing your cash
Wherever you travel, you can access your account with your OPPA Member Card debit card through ATMs bearing the logos of THE EXCHANGE® Network, Interac® and PLUS®. See ATM locations for details.

Using cash alternatives
Always carry some local currency for tipping, taxis and small purchases, but not too much. Travellers cheques and credit cards are safe, convenient options. The OPPA Credit Union offers a no-fee MasterCard credit card.