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Banking  |  Accessing & Managing Your Accounts

Once you’re a member of the OPPA Credit Union, you have access to our full range of convenient services.

Debit Card
Our MemberCard debit card lets you withdraw money from your OPPA Credit Union account at virtually any automated teller machine (ATM) across Canada. You can also use it to make purchases at the point of sale via INTERAC Direct Payment, with the funds coming directly from your OPPA Credit Union chequing or savings account.
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Telephone Banking
Through Tele-Select banking, you can check your account balances, follow account activity, transfer funds between accounts, and make loan and bill payments, at any time.

Internet Banking
Our MemberDirect Online Access lets you handle most of your financial transactions from a personal computer connected to the Internet, whether it’s transferring funds, paying bills or getting an itemized printout of your account transactions.

Mobile Banking
Full-featured Internet banking is accessible through any web-enabled phone. If you have a smartphone (iPhone, Google Android or BlackBerry), MemberDirect's mobile banking now offers a data display structured exclusively for the smartphone's screen.

Payroll Deduction
This is the easiest way to save for a specific goal because a fixed amount of money is deducted automatically from each pay cheque and deposited into one of your accounts.
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Overdraft Protection
Overdraft protection can help you guard against the embarrassment of having your cheques or preauthorized payments returned or a point-of-sale transaction declined. If approved, it comes into effect whenever your account is overdrawn, and can provide up to $2,000 of protection. Speak to your Member Service Advisor for details.

Application Forms
Need a new MemberCard debit card? Want to make a withdrawal request or pay your bills online? See Application Forms for all the forms you may need to manage your OPPA Credit Union chequing and savings accounts.

INTERAC® E-Transfer
Members can send money from their OPPA Credit Union accounts via online banking or mobile banking to another person, provided they have an email address or a mobile phone number and a Canadian deposit account.

Me2Me Transfers
Members can transfer funds to and from your accounts held at OPPA Credit Union and those held at other financial institutions.

 




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